I’m a huge fan of credit cards. They make it easier to buy things both online and offline, remove the need for me to always have cash, and give me the possibility of earning rewards for every dollar I spend. Plus, It allows me to keep track of my spending through my digital monthly statements. There’s a number of other benefits as well, depending on the card you have, such as rental car insurance, travel insurance, extended warranties, and so much more.
However, not all credit cards are equal and depending on your lifestyle, some may be better suited to you than others. In this article, I’m going to share with you some tips on finding the best credit in Canada, just for you.
How To Find The Perfect Credit Card
Before I start, I want to mention that it’s perfectly fine to have more than one credit card. In fact, I often have upwards of 5-10 credit cards at all times. This is because I maximize points for my travel needs (or wants). I also never spend more than I have, which is very important when it comes to using credit cards to earn rewards. If you can’t pay off the balance in full each month, please stay away from credit cards, especially if the main purpose is to earn rewards. If you’re paying interest, the value of the rewards will be diminished very quickly. With that being said, let’s get started. Read more